Computer Software Program
Another option is to use a computer software program like PC Charge Pro. The functionality of computer software is very similar to a terminal machine or Internet gateway, but the main advantage is it can store all of your customer's information in a data base for easy reoccurring charges (lawn service, subscriptions, repeat customers, etc.). The customer's information must be manually entered into the software or swiped through a credit card "track" reader. Unfortunately, there is no software available for Mac users.
Software Features
- Accept all major credit cards
- Split dial authorization available for Discover and American Express
- Meets up to date compliance standard for Visa and MasterCard
- Multiple payment types accepted: credit cards, debit cards, EBT, check verification, guarantee and check conversion!
- Customer database with recurring and installment billing allows you to schedule payment processing according to your specific business requirements
- Real time or batch transaction processing
- Supports single or multi-user
- Dial and IP connectivity using SSL
- Designed for stand-alone, client-server, or integrated solutions
- Client software supports credit card readers, PIN pads and check readers
- Robust and customizable reporting features
Fraud Protection
- Exclusive MSV (Magnetic Strip Verification) validates the magnetic account information by matching the embossed account number
- CVV2 reduces chargebacks by as much as 26%, verifying that the card values on the front match those on the back of the card
- AVS (Address Verification Services)
- Cashier level password protection provides controlled permissions which allows you to encrypt and protect the consumer's credit card numbers
- Compliant with California Senate Bill 930, ensuring "secure" receipts
System Requirements
- PC with Windows 95 or 98, Windows NT, Windows 2000 or XP
- 586 or higher processor
- 32 MB minimum of RAM, 64 MB preferred
- 15-30 MB free space of hard drive recommended
- Hayes compatible modem (capable of 1200 BPS or less)
- CD ROM drive
Optional Hardware
- Track I & II credit card reader - swiper (for retail merchants) ? ?
- Check Reader ? ?
- Debit Card PIN pad ? ?
- Windows compatible receipt printer
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